Effective tomorrow children aged one to 18 years old in Ohio, Florida and California will lose medical coverage from child only policies. Anthem Blue Cross Blue Shield and other Ohio health insurance companies are terminating child only policies. These Ohio health insurance agencies counter that the new legislation enables parents to enroll their children subsequent to an illness, placing major Ohio health agencies at risk of losing competitiveness and financing exorbitant medical bills.

Conversely, parents have the authority to add children to family health plans. President of Ohio Life and Health, Michael Novelli asserts:

When consumers compare Ohio health insurance quotes, quite often family health plans are less expensive than individual policies.

Additionally, the bulleted list of Ohio health insurance providers are also required to extend coverage for dependents until the age of 26:

Aetna

Anthem Blue Cross Blue Shield

UnitedHealth Care

Despite health care advocates placing the blame on Ohio health insurance companies for shirking the moral obligation to offer children only health plans, insurance representatives concur that parents have other resources for assuring that children have access to medical coverage. White House officials advise concerned parties to consider high risk pools offered by the state of  Ohio’s Insurance Department.

But, most insurance agents who are familiar with these government sponsored health plans suggest that enrollment for these programs are no longer available.

It’s completely unnecessary for parents to fret over the termination of child only policies. Parents have two basic options: 1) Add dependents to their health plans  2) Compare Ohio health insurance quotes from several different agencies to find a cost effective policy.       

  For professional  assistance shopping for Ohio health insurance plans, simply dial 866-522-5953.

Earlier in the year, when policyholders realized that they were paying higher premiums and co-insurance rates offered via Anthem, some consumers contacted the Ohio Department of Insurance, requesting an investigation. According to Insurance Director Mary Jo Hudson, more than 45,000 consumers  were paying significantly higher premiums than filed with the state of Ohio. 

As a result, the Ohio health insurance company Anthem will issue refunds or credit valuing $6 million. To date, Anthem is cooperating with the parties involved in the situation.

By law, Ohio health insurance companies have to file their rates with the Ohio Department of Insurance. Although the Ohio Department of Insurance reviews Ohio health insurance policies to make sure that consumers are receiving equitable medical coverage for the price, the state does not always verify that every Ohio health insurance company extends policies as promised. The aforementioned details are  a classic case of what happens when Ohio health insurance company ovreceharges.
How to Avoid Excessive Premiums from Ohio Health Insurance Companies: 

President of Ohio Life and Health, Michael Novelli recommends that consumers execute the following due diligence:

• Consumers in need individual Ohio health insurance policy, attain the lowest premium by obtaining a minimum of two quotes.
• Simplify the quest for affordable Ohio health insurance quotes by working with an unbiased insurance agent, representing a roster of major Ohio health insurance providers. Avoid any agent, offering unknown or “new” health plans.  All too often imposters sell fake policies, leaving the consumer with expensive hospital bills in the end.
• Prior to subscribing to a new policy, review all the exclusions and fine print. Be sure to verify that the premiums are concurrent with the new  Patient Protection and Affordable Care Act (PPACA) by contacting the Ohio Department of Insurance at 800-686-1526. 
• Before providing any agent with personal information to obtain an Ohio health insurance quote, verify that the agent’s license is current.

For hassle-free Ohio medical insurance advice, please dial: 1-866-522-5953.